Total Monthly Income
Income Source
Paycheck 1
Paycheck 2
Monthly Total
Primary job (take-home)
Side hustle / other income
TOTAL INCOME
Paycheck 1
Arrives: ___________
$_______
Bill / Category
Due Date
Planned
Paid ✓
Fixed Bills
Rent / Mortgage
Internet
Phone bill
Insurance
Subscriptions
Other fixed:
Variable Spending
Groceries (wks 1–2)
Gas (wks 1–2)
Dining out (wks 1–2)
Personal care
Other variable:
Savings & Debt
Emergency fund
Savings goal
Extra debt payment
Total Assigned
Remaining / Buffer
Paycheck 2
Arrives: ___________
$_______
Bill / Category
Due Date
Planned
Paid ✓
Fixed Bills
Car payment
Car insurance
Utilities
Loan minimum payment
Childcare
Other fixed:
Variable Spending
Groceries (wks 3–4)
Gas (wks 3–4)
Dining out (wks 3–4)
Entertainment
Other variable:
Savings & Debt
Savings goal
Sinking fund (car/gifts)
Extra debt payment
Total Assigned
Remaining / Buffer
Monthly Summary
Total Income
Total Fixed Bills
Total Variable
Total Savings
Total Debt Payments
Income − All Assigned =
Should equal $0
3rd Paycheck Planner (Bonus Month)
Twice a year you receive 3 paychecks in one month. Plan it here before it arrives.
Monthly Notes